Privacy Notice

What does Oklahoma's Credit Union [OKCU] do with your personal information?

Why

Financial companies choose how they share your personal information.

Federal law gives consumers the right to limit some but not all sharing.

Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and checking account information
• Credit history and credit scores
• Payment history and transaction history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons OKCU chooses to share; and whether you can limit this sharing.

How does OKCU protect my personal information?    

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards & secured files and buildings.

How does OKCU collect my personal information?

We collect your personal information, for example, when you:

• Open an account or apply for a loan
• Give us your contact information or give us your wage statements
• Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
• State laws & individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Credit Union Service Centers (CUSC)

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• We do not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing includes insurance companies, statement vendors, card processors, credit bureaus and other financial service companies.