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Home Mortgage Rates

Whether you're buying, refinancing or using your equity in a home, we're here to make the mortgage process easy for you.

Fixed Mortgage Rates
Effective Date: December 20, 2024
Conventional 15 Year
Rate as low as 6.500%
APR** as low as 6.612%
Points 0
Conventional 20 Year
Rate as low as 6.875%
APR** as low as 6.966%
Points 1.20%
Conventional 30 Year
Rate as low as 6.875%
APR** as low as 6.944%
Points 0
FHA/VA 15 Year
Rate as low as 6.625%
APR** as low as
Points 0
FHA/VA 30 Year
Rate as low as 7.125%
APR** as low as
Points 0
2nd Mortgage 5 Year
Rate as low as 6.375%
APR** as low as 6.685%
Points 0
2nd Mortgage 10 Year
Rate as low as 6.750%
APR** as low as 6.542%
Points 0
2nd Mortgage 15 Year
Rate as low as 7.00%
APR** as low as 7.121%
Points 0

Conventional, FHA, and VA Mortgage Loan Rates assume certain conditions, such as a minimum FICO score, a specific loan-to-value, or a particular type of property. The actual interest rate may vary based on the specific terms of the loan and other factors. The published rates are not guaranteed and are subject to change without notice. Rates quoted above are for our best qualified applicants. 

Type Rate as low as APR** as low as Points
Conventional 15 Year6.500%6.612%0
Conventional 20 Year6.875%6.966%1.20%
Conventional 30 Year6.875%6.944%0
FHA/VA 15 Year6.625%0
FHA/VA 30 Year7.125%0
2nd Mortgage 5 Year6.375%6.685%0
2nd Mortgage 10 Year6.750%6.542%0
2nd Mortgage 15 Year7.00%7.121%0

Conventional, FHA, and VA Mortgage Loan Rates assume certain conditions, such as a minimum FICO score, a specific loan-to-value, or a particular type of property. The actual interest rate may vary based on the specific terms of the loan and other factors. The published rates are not guaranteed and are subject to change without notice. Rates quoted above are for our best qualified applicants. 

Adjustable Mortgage Rates

ARMs offer a low fixed rate for an initial period of 5, 10 or 15 years. After the initial period, the rate is subject to change.

ARMs offer a low fixed rate for an initial period of 5, 10 or 15 years. After the initial period, the rate is subject to change.

5/1 ARM (Based on 360 mo. term)
Rate as low as N/A
APR** as low as N/A
Points N/A
10/10 ARM
Rate as low as 6.125
APR** as low as 6.253
Points N/A
15/15 ARM
Rate as low as 6.375
APR** as low as 6.401
Points N/A
Type Rate as low as APR** as low as Points
5/1 ARM (Based on 360 mo. term)N/AN/AN/A
10/10 ARM6.1256.253N/A
15/15 ARM6.3756.401N/A
HELOC Rates
Type APR**
Adjustable7.75%
Fixed7.00%
Type APR**
Adjustable7.75%
Fixed7.00%
*

Property value to be determined by Appraisal or Automated Valuation Model and Property Condition Report. Normal lending policies apply.

**

Annual Percentage Rate is variable and subject to change. The actual interest rate may vary based on the specific terms of the loan and other factors. The published rates are not guaranteed and are subject to change without notice. Rates quoted above are for our best qualified applicants. 

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