Certificate of Deposit Rates
Looking for competitive interest rates with guaranteed returns? You’ve come to the right place.
| 12 Mo. | |
|---|---|
| Min Opening Balance | $5,000^ |
| APY* | 5.00% |
| 12 Mo. | |
|---|---|
| Min Opening Balance | $5,000 |
| APY* | 4.75% |
**At maturity, the promotional 12 month certificates will renew automatically as a standard 12 month term certificate. Ask us for further information about the terms and fees that apply to these accounts. There will be penalties for early withdrawal that reduce earnings. Limited time only. ^A minimum deposit of $5,000 in new money is required to open this certificate special. New money is defined as funds not currently on deposit with Oklahoma’s Credit Union.
| Term | Min Opening Balance | APY* |
|---|---|---|
| 12 Mo. | $5,000^ | 5.00% |
| 12 Mo. | $5,000 | 4.75% |
**At maturity, the promotional 12 month certificates will renew automatically as a standard 12 month term certificate. Ask us for further information about the terms and fees that apply to these accounts. There will be penalties for early withdrawal that reduce earnings. Limited time only. ^A minimum deposit of $5,000 in new money is required to open this certificate special. New money is defined as funds not currently on deposit with Oklahoma’s Credit Union.
| 6 Mo. | |
|---|---|
| Min Opening Balance | $2,500 |
| APY* | 3.60% |
| 12 Mo. | |
|---|---|
| Min Opening Balance | $500 |
| APY* | 3.50% |
| 18 Mo. | |
|---|---|
| Min Opening Balance | $500 |
| APY* | 3.15% |
| 24 Mo. | |
|---|---|
| Min Opening Balance | $500 |
| APY* | 3.15% |
| 30 Mo. | |
|---|---|
| Min Opening Balance | $500 |
| APY* | 3.10% |
| 36 Mo. | |
|---|---|
| Min Opening Balance | $500 |
| APY* | 3.10% |
| 48 Mo. | |
|---|---|
| Min Opening Balance | $500 |
| APY* | 3.16% |
| 60 Mo. | |
|---|---|
| Min Opening Balance | $500 |
| APY* | 3.30% |
| Term | Min Opening Balance | APY* |
|---|---|---|
| 6 Mo. | $2,500 | 3.60% |
| 12 Mo. | $500 | 3.50% |
| 18 Mo. | $500 | 3.15% |
| 24 Mo. | $500 | 3.15% |
| 30 Mo. | $500 | 3.10% |
| 36 Mo. | $500 | 3.10% |
| 48 Mo. | $500 | 3.16% |
| 60 Mo. | $500 | 3.30% |
Annual Percentage Yield. To earn 5.00% APY, you must set up and receive a qualifying direct deposit of $500 into a share or share draft account within 60 days from account opening. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security). Transfers from another OKCU deposit account do not qualify. Failure to establish a qualifying direct deposit within 60 days will result in the certificate's APY defaulting to the 4.75% promotional offer for the remainder of the term. View additional account information for details.
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