Holiday Loans

Treat yourself to a holiday loan with no payments until 2025.*

Learn More

Snap Checking

Opening a free Snap Checking account is easier than learning how to actually snap. Learn more about our no-frills checking account.

A Checking Account that Makes Your Life Easier

 

Sometimes simple is better. If you're looking for a checking account that is basic in all the right ways, look no further. Our Snap Checking makes life easier by keeping it simple.

Benefits of an OKCU Snap Checking Account

 

Learn why a Snap Checking account is right for you.

Open a Snap Checking Account
No monthly fee
No minimum balance requirement
Online account access

Perform transactions, view statements and deposit checks with Digital Banking

Courtesy pay*
Enhanced account security

Get real time text or email security alerts

Open a Snap Checking Account

24/7 Checking Account Access

All OKCU checking accounts include access to 24/7 Digital Banking. Create custom alerts, sync third-party accounts, send money with Zelle®, view your credit score and more with Digital Banking.

Discover Digital Banking
Nationwide Access

With an OKCU checking account, you have access to over 900 surcharge-free ATMs across Oklahoma and 5,000 shared branches nationwide. If you use an ATM that's out of our network, you may have to pay a fee.

Find an ATM near you

Happy to Help

OKCU was quick to notice wrongful debit card charges and alerted me immediately. They stopped the charges from being made and were able to get the fraudulent ones resolved.
Lacey M.
OKCU has always been there for me. From checking and savings account to financing my cars, OKCU is where I go. I have been a member since I was 15 years old, I’m now almost 30, and I don’t see myself going anywhere!
Sierra G.
Sierra G.
It was 1984 when I first walked into OKCU and I was in need of a partner in which to trust through the years ahead. I found that partnership with OKCU and opened a checking and savings account. With my Credit Union at my side, I felt safe and secure. I cannot thank OKCU enough for always being my financial partner in every situation for the last 40 years.
Laurie D.
Laurie D.
Member Since 1984
OKCU let me open a checking account which let me start rebuilding my life. Since then, my life and credit have only improved!
Rebekah D.
I opened an account at OKCU in 1969. Since that time, we've used OKCU for savings, checking and even opened accounts for our kids. It's been a part of our financial support system for over sixty years.
Jeffery S.
Member Since 1969
0 Years
Helping Oklahomans
0+
Members
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$25 minimum opening deposit. No minimum balance requirements after your initial opening deposit. *$27.50 per Courtesy Pay occurrence and you may have multiple occurrences on the same day. Your fees count against the Courtesy Pay limit. Account must be open 60 days for Courtesy Pay. Balance must be made positive within 30 days or account may be closed. Courtesy Pay will be suspended if account is negative 30 days or if loan is 20 days past due. Courtesy Pay may be reactivated once account has been positive for 30 days. Eligible transaction types include checks, ACH debits and online bill pay transactions. Courtesy Pay is not guaranteed and could be revoked at any time without prior notice.