Mobile login panel opened. Press Escape to dismiss.
Rewards Plus - Get Paid Sooner
Get Paid Sooner
Get paid up to two days early and receive 5.00% APY* with Rewards+ Checking.
Open Account Online
Site Search

Certificate Rates

Looking for competitive interest rates with guaranteed returns? You’ve come to the right place.

Promotional Rates**
Effective Date: April 28, 2026
9 Mo.
Min Opening Balance $2,500
APY* 3.90%
19 Mo.
Min Opening Balance $500
APY* 3.90%

**At maturity, the promotional 9 month certificate will renew automatically as a standard 6 month term certificate. At maturity, the promotional 19 month certificate will renew automatically as a standard 18 month term certificate. Ask us for further information about the terms and fees that apply to these accounts. There will be penalties for early withdrawal that reduce earnings. Limited time only.

Term Min Opening Balance APY*
9 Mo.$2,5003.90%
19 Mo.$5003.90%

**At maturity, the promotional 9 month certificate will renew automatically as a standard 6 month term certificate. At maturity, the promotional 19 month certificate will renew automatically as a standard 18 month term certificate. Ask us for further information about the terms and fees that apply to these accounts. There will be penalties for early withdrawal that reduce earnings. Limited time only.

Standard Rates
Effective Date: September 9, 2025
6 Mo.
Min Opening Balance $2,500
APY* 3.00%
12 Mo.
Min Opening Balance $500
APY* 3.10%
18 Mo.
Min Opening Balance $500
APY* 3.15%
24 Mo.
Min Opening Balance $500
APY* 3.15%
30 Mo.
Min Opening Balance $500
APY* 3.20%
36 Mo.
Min Opening Balance $500
APY* 3.20%
48 Mo.
Min Opening Balance $500
APY* 3.25%
60 Mo.
Min Opening Balance $500
APY* 3.30%
Term Min Opening Balance APY*
6 Mo.$2,5003.00%
12 Mo.$5003.10%
18 Mo.$5003.15%
24 Mo.$5003.15%
30 Mo.$5003.20%
36 Mo.$5003.20%
48 Mo.$5003.25%
60 Mo.$5003.30%
*

Annual Percentage Yield. View additional account information. Rates subject to change.

Happy to Help

I can't say enough about how simple financing a vehicle, storm shelter or whatever you may need is through OKCU.
0 Years
Helping Oklahomans
0+
Members