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Okie Life

Helping fellow Okies navigate financial life.

Bark Bark Budget: What's Your Breed of Money Management?

July 1, 2024

All dog breeds have specific characteristics and tendencies. Some are energetic, others lazy, but they all have distinct personalities. In fact, most canine connoisseurs have a breed they feel speaks to them on a personal level.🐶

Now, unless you’re a dog-fluencer, most pups don’t earn an income. But, based on the breed, we feel like we have a pretty good idea of how some of them might manage their money. Do you know which dog breed would be your money match?

The Bites and Barks of Money Habits

Let’s find out how your inner dog likes to spend and save, discuss how to sniff out opportunities and share tips for training towards your best financial future.

The Frugal Poodle

Image of poodle

Over-spending isn’t usually much of an issue for you, though you might be a little territorial about your savings. You’re smart about saving, but don't forget to diversify. Effective finances are about more than putting money away.

🦴Training Tip: Practice paw-sitive affirmations and treat yourself.

The Calculated Border Collie

Image of border collie

You’ve got a knack for strategy and your natural stamina allows you to work efficiently toward your financial goals every day. However, your persistence could make it difficult to maximize earnings on interest rates or allow certificate of deposits to fully mature. Make sure you outline some financial areas for rest and others for sprinting ahead.

🦴Training Tip: There will always be more work to do, but it’s OK to take a day off.

The Headstrong Corgi

Image of corgi

There’s very little that can stand in the way of a corgi with a plan. While known for being bold and playful, you also have the hustle and determination to achieve your financial goals. Whether you’re setting a strict budget or deciding on a new investment, you’ll create a plan and stick to it. Just don’t get too stubborn and take time to listen to trusted advisors when it matters.

🦴Training Tip: Don’t discount information that might make you deviate from your original
plan–there’s always something new to learn!

The Big-Gains Greyhound

Image of greyhound

Covering a lot of ground quickly is what a greyhound does best. Speed and determination keep you on track, making fast money moves and completing payments on time (or ahead of schedule). Just remember that matching your financial expectations with a realistic timeline is a great way to stay on track.

🦴Training Tip: Dog parks aren’t built in a day–know when to run and when to walk.

The Impulsive Jack Russell Terrier

Image of jack russell terrier

There’s not much downtime for the incredibly athletic Jack Russell Terrier. You’ve got the curious mind that can make you a power player in your own financial life. Your endless amounts of energy can be useful, but don’t let your attention be pulled in too many directions. Develop a mindful spending strategy, and you won’t be held back by impulse spending.

🦴Training Tip: You can take time to chase a smell, but keep your eyes on the prize!

The Slow-Moving Basset Hound

Image of bassett hound

The notoriously lazy Basset Hound can be difficult to motivate into movement. Not everyone was built to be a working breed, and your patience and even-keel nature make you an excellent saver. Your tendency toward long-term investments and savings will serve you well for future planning, but don’t let the idea of making more immediate money moves wear you out.

🦴Training Tip: Occasionally exercising your options (and your body) can help keep you from
becoming too stationary.

Make Your Money Mutt Best in Show

Each breed has strengths and considerations that form a unique path to your financial goals, but proper training can make a big difference. Whether you’re an energetic working breed who likes to spend, a laid-back lap dog content to save every cent or a bit of a mix, you can learn new tricks for smarter spending and saving that will make your financial future a real contender for “best in show”!🏆

The information and topics features are for information purposes only and does not constitute legal, tax or financial advice. All financial situations and circumstances are different and may not apply to the specific information provided. Seek the advice of a financial professional, tax consultant, or legal counsel to obtain guidance specific to your needs.