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Treat yourself to a holiday loan with no payments until 2025.*

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Find your dream car or truck

OKCU and other local credit unions own a car lot called First Rate Autos where you can find your next vehicle.

Say Goodbye to the Stress of Car Buying

 

First Rate Autos offers a no-pressure buying experience. They're there to help and answer questions, not to pressure you into purchasing a vehicle. Plus, they receive new inventory daily, so finding your next dream car might be easier than you expected.

Experience a Refreshing Car-buying Experience

 

Here are just a few of the benefits of purchasing your vehicle from First Rate Autos.

No-haggle pricing
New inventory daily
Fixed rate

Get more bang for your buck with financing for 5.99% APR* even if you qualify for a higher rate.

If you qualify for a lower rate you can use it at First Rate Autos.

No-pressure experience

They're there to help and answer questions, not to pressure you into purchasing a vehicle.

Fast and Efficient

When you're ready to purchase a vehicle, they create a purchase agreement in 5 minutes.

Visit First Rate Autos

Give the staff at First Rate Autos a call or swing by and they'll be happy to help you.

405.330.1400

2921 W. Hefner Road
Oklahoma City, OK 73120

Monday - Friday
9 am - 7 pm

Saturday
10 am - 2 pm

Sell your Car to First Rate Autos

First Rate Autos will purchase your vehicle, even if you don't purchase a vehicle from First Rate Autos. Click the link below to complete a short form and a member of the team will give you a call.

Happy to Help

I can't say enough about how simple financing a vehicle, storm shelter or whatever you may need is through OKCU.
You helped my family get a vehicle loan in order to purchase a bigger vehicle when I unexpectedly had to take custody of my niece and nephew and I will be forever grateful!
Having reliable transportation is everything because it helps you maintain life and stability. OKCU helped with this and to bank here is such a blessing.
Our son Corbin was born with spina bifida. He is a dedicated athlete and competes in wheelchair basketball, and paralympic events, but most events are out of state so we needed a reliable vehicle that could take us and have room for his wheelchair and adaptive equipment. OKCU helped us find a wonderful truck with a great interest rate!
Oklahoma's Credit Union has been a reliable partner in my financial journey, especially when it comes to purchasing cars. Their commitment to making the buying and financing process easy is a huge relief, especially as a single mom and a teacher with a tight budget.
My old car was totaled in a car accident. Within a week I was able to purchase a new car with help from OKCU. Thanks to the quick and efficient help of OKCU I was able to get back on the road.
I was going through a divorce and needed to trade in a car. I found a new car, and needed help financing the transaction. OKCU approved me for the necessary loan which allowed me to start on a new path to financial freedom. For the first time in my life, I am proud of my financial goals, and it all started with a simple car loan.
I was able to get my car loan through OKCU and buy my first car which was a huge goal for me as a single parent. Not only was I able to buy a new car, I wasn't breaking the bank on payments. It's now more than half way paid off!
OKCU has provided several auto loans for me over the years. The OKCU interest rates were always less expensive than my bank, my husband's credit union or the dealership. Being able to walk in to purchase a vehicle with a pre-approved loan also gave me more leverage to bargain with the dealership.
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APR stands for Annual Percentage Rate. The rate of 5.99% APR applies to the First Rate Autos dealership only, you may not qualify for that rate at any other dealership. The 5.99% APR is subject to approval. Not everyone will be approved for a loan at First Rate Autos. This is a limited time offer and won't last forever. Our normal lending policies apply.